Chains and identity

Abstract

This article is available in English and DutchGuidelines are presented to cope with identity problems in chains. A chain is a collaboration of a great number of autonomous organisations and professionals to tackle a dominant chain problem. In many chains identity fraud is an aspect of the dominant chain problem. Identity fraud is using some-body else's identity with malicious intent to acquire goods or rights that one is not entitled to. Traces inherently point to the victim, the culprit remaining hidden behind the misused identity. Therefore, only prevention can effectively reduce identity fraud by deterring a fraudster or getting him caught red-handed. Prevention in a chain process can be achieved by simultaneous multifactor identity verifications (token, PIN, transaction code, etc.), because an identity fraudster is unable to manipulate them all consistently at the same time. Multifactor identity verification in a closed interactive communication loop also produces meta-data (for example, the result of a calculation or a telephone number) that can be used for consistency checking, as well.